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BR-49

Missing in the payment instructions: payment means type code (BT-81)

Validation rule of EN 16931 (CEN, rule set 1.3.16) · Level: Error

What the message means

Missing in the payment instructions: payment means type code (BT-81).

What the issuer needs to change

Add the payment means type code.

Fields concerned

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Origin

Rule set
EN 16931 (CEN, rule set 1.3.16)
Syntax
CII, UBL
Level
Error

Original rule text

A Payment instruction (BG-16) shall specify the Payment means type code (BT-81).

Source: CEN/TC 434, EN 16931 validation rules 1.3.16, European Union Public Licence 1.2

Technical details for IT

UBL

Context: cac:PaymentMeans
Test: not(exists(cbc:PaymentMeansCode))

CII

Context: //ram:SpecifiedTradeSettlementPaymentMeans
Test: not((ram:TypeCode))

Related rules

All validation rules

Technical explanation by robin.vision, not tax or legal advice. Rules as of 31 August 2026 (KoSIT validator configuration).